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Legal notice

Browsing on this site is subject to the laws of Luxembourg and to the terms and conditions set out hereinafter. By continuing to browse on the site, you demonstrate your acceptance of these contractual terms and conditions.


This website is a brand of Bank GPB International S.A., with registered office at 15, rue Bender, L-1229 Luxembourg, registered in the registre de commerce de Luxembourg under number B178974 (hereinafter the Bank). The Bank is a credit institution authorised by the CSSF.

The Bank offers different types of service (information about products and financial markets, investment services, banking services and related services) by means of its Site, Contact Centre, other electronic means of communication or any other means of its choosing.

The Site is defined as all the web sites (including any amendments or updates) operated as part of the services offered by the Bank at the following addresses:, as well as at any other Internet address chosen by the Bank.


Access to the pages on the Site is subject to prior communication of relevant personal details. The Bank stores on electronic storage media or in any other form only such data as are necessary for the execution of its services.
Business secrecy prohibits the Bank from acting as intermediary for the gathering and forwarding of such information to third parties except on the formal instructions of its clients or where it is under a legal obligation to pass on or collect such information.

The personal data gathered may be processed by related financial sector professionals as defined by the amended law of 5 April 1993 on the financial sector, in the context of subcontracting agreements concluded between the Bank and the said financial professionals.

The client has the right to see the information concerning him or her and the right to amend the details, provided that he or she can provide proof of identity in accordance with the legislation governing the protection of personal data.

Refusal to provide such personal data to the Bank and prohibiting the processing of such data, although permitted under the regulations, could result in it being impossible to enter into business relations or to continue existing relations.


The information disseminated on the Site, whether general (eg, market news) or specific (eg, investment products), is provided on a purely indicative basis. This information is published without any guarantee as to their completeness, accuracy or currency. The information does not constitute in any manner whatsoever a solicitation to buy or sell. It has no value as legal, accounting or fiscal advice and is only valid at the time when it is given. It is not intended as a substitute for the knowledge and competence of the user and should be used in conjunction with advice from a qualified professional. The Information and its publication are subject to the laws of Luxembourg.

Users access information from other jurisdictions at their own risk. The information may be supplied by outside providers. Except in the case of wilful misrepresentation or serious misconduct, GPB International S.A. may not be made liable vis-à-vis the user of this Information for the use of such information and its direct and indirect consequences.


The Site is subject to the laws of Luxembourg. The Site is not intended for persons under jurisdictions where (for reasons of nationality, place of residence or for any other reason) the dissemination or access to such information is prohibited.

If the user is not a Luxembourg resident, it is his sole and entire responsibility to verify in advance that the regulations applicable to him authorise him to make use of the information published on the Site.

More specifically, the information is in no way intended for American citizens and residents.


The Bank's Site may contain links to third party sites that are not under its control. Certain links are offered for convenience only and the inclusion of a link in no way implies that the Bank agrees with the contents of the linked site. The Bank is not liable for the content, services, products or material offered at a site linked to that of the Bank.

No link is established with the Site without the Bank's prior consent. Links to the Bank's Site using techniques such as framing and/or deep linking are not permitted. The Bank is under no circumstances responsible for links made to its Site.


The Bank is the owner of the brand names, logos elements featuring on the Site.
Any translation, adaptation, partial or full reproduction, using any procedure in any country without the Bank's prior consent is prohibited.


The user accepts responsibility for any access to the Site or any use made thereof. The Bank will not be liable for direct or indirect losses that may arise out of the use of the Site and in connection with the interruption, stoppage or malfunctioning of the Site especially as may arise out of stoppages for maintenance purposes or in order to update the Bank's IT systems, technical breakdowns or network overloads, cuts in telephone communications, errors, negligence or fault on the part of Internet service suppliers or third parties or due to a virus spread on the Internet.


The governing law is the law of Luxembourg.

The user is notified that only the District Courts of and in Luxembourg have jurisdiction concerning any disputes arising out of the use, interpretation and performance of information and data contained in this Site.


The only authentic version of the Site is the English language version. If there is a discrepancy with the versions in another language, the English version is the legally binding authority.