Real estate finance is the special, non mass-market product for financing real estate acquisitions by private individuals, backed by a strong LTV.
This Product is offered to private individuals who are going to purchase or refinance the residential real estate properties.
Depending on jurisdiction the potential borrower for such product could be an SPV which in some cases gives some advantages for a buyer of a real estate.
Real estate financed through the bank lending is pledged in favour of the bank and supported by the strong LTV.